Truist
Wholesale Credit and Portfolio Risk Officer I
Charlotte, NC
Dec 4, 2024
Full-time
Full Job Description

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Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

Support wholesale credit risk through effective Portfolio Risk Monitoring, Issues Management, training and communications. Must be an independent thinker, responsible for proactive identification of new and recurring risks, to ensure proper risk mitigation and change management through the execution of assigned responsibilities for the Bank's second line of defense.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

1. Identify and analyze trends in portfolio risk through interaction with Commercial/CIG and Credit Risk Teammates and assignments

2. Develop and implement training and/or communication related to credit risk initiatives such as changes in policy, procedures, and processes

3. Actively participate in working groups and collaborate with key line of business partners to improve and ensure successful execution of Commercial/CIG Credit Delivery and Credit Risk processes, including in-depth analysis of issues and requirements, business process design and documentation, system and technical solutions, assessment of impacts across internal departments and functions, and change management strategies

4. Serve as a subject-matter expert for wholesale credit risk processes to support Commercial/CIG and Credit Risk Teammates through change management, and ongoing once changes have been implemented

5. Effectively communicate with all levels of the organization from informing leadership and stakeholders on portfolio risk monitoring trends and wholesale credit risk training initiatives, to educating impacted teammates on forthcoming implementations

6. Management of the various reporting, governance, and risk oversight activities for wholesale credit risk leadership (e.g. Archer and Issues Management, Business Impact Analysis, SharePoint management)

7. Ensure assignments are properly documented, tracked and reported as necessary. Identify and escalate potential risk to timeline and/or completion and determine appropriate steps to ensure success

QUALIFICATIONS

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. Bachelor's degree in Business, Economics or Accounting, or equivalent education and related training

2. Five years of banking experience in various commercial roles, or related experience

3. Demonstrated ability to handle multiple priorities under time constraints

4. Understanding of business credit processes

5. Strong independent thinking and decision-making skills

6. Strong organizational, interpersonal, critical thinking, communication, and facilitation skills

7. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products

Preferred Qualifications:

1. Completion of an MBA or bank training program

2. Lean Six Sigma Certification

3. Experience in business credit underwriting

4. Understanding of the Truist Credit Culture

5. Familiarity with Truist standard software packages

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Truist is a Drug Free Workplace.

EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

PDN-9da4170a-f50f-4c4a-8470-2decfb9164c7
Job Information
Job Category:
Accounting
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Wholesale Credit and Portfolio Risk Officer I
Truist
Charlotte, NC
Dec 4, 2024
Full-time
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